Refer a friend scheme Terms & Conditions

The refer-a-friend promotion is a £25 reward to be sent to a referrer (existing customer) and a £25 reward to be sent to the referee (the friend), after the completion of a new mortgage or life insurance policy.  

The Reward 

Customers eligible for a reward following a successful referral will be sent a unique link to redeem an Amazon.co.uk e-Voucher for the reward value, within 30 days of qualifying for the reward, which is non-negotiable and non-exchangeable. Instructions and terms for how to redeem e-Vouchers are available on this email. You acknowledge that we will share your personal data with our third party retailer, for the purposes of your reward redemption. 

Qualification for the Reward (Referees) 

The referee (friend) reward offer is available to customers who purchase a mortgage or life insurance policy from Campbell & Horseman Mortgages. The referee must not have had an active policy with Campbell & Horseman Mortgages in the 12 month period prior to purchasing their policy to be eligible for the reward. The referee must confirm the name, email address and postcode of the referrer with Campbell & Horseman Mortgages to register and validate the referral.   The referee’s insurance policy must still be active 21 days after the policy start date with the initial instalment or full policy premium successfully paid to be eligible for the reward. 

Qualification for the Reward (Referrers) 

A ‘successful referral’ is a referral that results in the sale and completion of a mortgage or life insurance policy to a referee.  The referrer’s insurance policy must still be active 21 days after the policy start date with the initial instalment or full policy premium successfully paid to be eligible for the reward. 

General terms and conditions 

Referrals must be logged via telephone conversation or email with Campbell & Horseman Mortgages to be valid.  There is no limit to the number of referrals that can be made by an individual referrer.  The referrer and the referee (friend) can’t be the same person. Where we identify they are the same person, for example by email address, phone number, or policyholder name, the offer will be void.  This offer cannot be used in conjunction with any other offer. 

Amends to the reward scheme 

Campbell & Horseman Mortgages reserves the right to withdraw this offer if, in our judgement, the offer is being abused. Campbell & Horseman Mortgages also reserves the right to change or amend the reward and the structure of the offer at any time. Any decision made by Campbell & Horseman Mortgages with regards to this offer is final.